Home Buying TipsHome Selling Tips August 11, 2023

5 Tips for Selecting the Best Camp Hill Real Estate Agent for You

Finding The Best Camp Hill Real Estate Agent

Whether buying or selling real estate, it can be a complex process. Having a top-of-the-line real estate agent who can guide you through the process makes the difference. With numerous real estate agents in Camp Hill to choose from, how do you decide? In our 20+ years of real estate experience at Century 21 Realty Services, we’ve found key attributes to seek. These attributes in your real estate agent will ensure that you’re well-represented, making your real estate transaction successful and seamless.

1. Empathy

A remarkable agent is one who strives to understand your unique requirements. Imagine a scenario where you’re a growing family in need of more space. Your ideal agent will understand and work to accommodate the needs and goals of your growing family.

Or maybe you received a new job across the country and you have to sell your Camp Hill home. You need to know when is the best time to sell your home. A top real estate agent will understand the best time to sell your Camp Hill home and how to navigate the process of you moving across the country.

Ask for references or testimonials from previous clients. Top real estate agents will have many referrals and testimonials from those whom they helped reach their goals. Also, open up about your unique situation. The better they can relate and adapt to your situation the better!

2. Honesty

A top real estate agent will guide you honestly, even if it means conveying difficult news. Sometimes when shopping, people desperately want a 3000 sq/ft home on the river but can only afford a 1500 sq/ft home. An excellent real estate agent will gently guide you within your budget to ensure you find a home that fits your needs and budget!

During your initial meetings, question them about past challenging situations. See how they handled them and judge how open they are. The more open they are with clients, the better they can help you with your transaction. 

Openness and honesty are even more important for first-time buyers or sellers. Since it is your first time, you may fall into classic home buying or selling traps. An open and honest real estate agent will help you make better decisions and avoid those traps.

3. The Role of a Concierge

Your real estate journey shouldn’t feel like a maze. Picture an agent who not only finds you a house but also connects you with the best inspectors, helps you navigate paperwork, and ensures a smooth closing process. That is what working with a top Camp Hill real estate agent will do for you. They make the process easy and low-stress. It’s a lot of work to complete a real estate transaction. Your real estate agent should work for you and provide top-level service.

Ask potential agents about their buying or selling process to ascertain their level of service.

4. Supportive Brokerage

Behind every successful agent is a strong support system. The greater support an agent receives, the greater support they can provide to you. Search for agents linked to reputable brokerages and brands, like Century 21. These brands will be able to provide your agent with exceptional training programs and tools. These tools and skills lead to making better decisions and getting better results for clients (you).

Firms like Century 21 Realty Services provide comprehensive support to their agents, ensuring that they’re updated with the latest market trends, technologies, and training. An agent backed by such robust support can offer you superior service.

5. Ability to Prioritize

While you might have a dream home in mind, an efficient agent will help you understand the feasibility and prioritize your wants and needs. For instance, while having a backyard pool sounds enticing, your agent should make you aware of the upkeep costs. This added cost may or may not shift your desire for a pool. However, a best-in-class real estate agent will ensure you’re aware of these costs so you are fully prepared. 

Ultimately, your agent is there to assist in aligning reality and your dreams! Tell your agent your dream and work with them to prioritize your wants. They can help you understand what features are a “nice to have” and a  “must have.”  Prioritizing will make your real estate transaction smoother and less stressful. 

In Conclusion

The perfect real estate transaction pivots on the selection of an agent. They need to be more than knowledgeable but genuinely invested in your well-being. With the backing of reliable firms such as Century 21 Realty Services, a top Camp Hill real estate agent should always prioritize you, the client. Because in the world of real estate, it’s not just about houses—it’s about people, dreams, and the journey home.

Agent Resources July 27, 2023

Real Estate Career Skills for Success

A real estate career is dynamic and exciting, brimming with opportunities. A successful career requires many skills. Most can be grown over time. We’ve seen at Century 21 Realty Services many successful REALTORS®. We have combined a list of skills that separate the ordinary from the extraordinary. If you want to become one of the best Camp Hill real estate agents, see how you match up!

Leveraging Your Networking Skills

Do you thrive on building connections? If so, a real estate career at Century 21 Realty Services could be ideal for you. A significant part of real estate success lies in generating leads. Many leads come from referrals from this vast network. The larger you build your network. The more potential you have. This skill, in particular,  can drive real estate career success.

Strong Organization Skills

Real estate isn’t merely about transactions. There’s a vast backstage organization, ensuring everything is in its right place for the big show. As a REALTOR®, your tasks range from organizing appointments and advertising to managing budgets and planning events like open houses. A top real estate agent has a knack for managing these diverse responsibilities. They thereby ensure a seamless buying or selling experience for their clients. This then compounds the referrals and is reinforced by superior customer service.

Superior Customer Service

The real estate market thrives on customer satisfaction. A REALTOR’S® role isn’t just to facilitate transactions. You must offer concierge-level customer service to home buyers and sellers. Being part of the prestigious Century 21 Realty Services team means committing to a high level of service. We ensure clients feel understood, heard, and taken care of. This level of dedication to customer service can be the differentiator that sets you apart from other REALTORS®.

Maintaining a Flexible Schedule

A real estate career doesn’t conform to the traditional 9-to-5. Clients often require consultations or viewings outside of typical business hours. This requires a flexible schedule on your part.

Power to Persevere

Embarking on a real estate career requires determination and hard work. This is more true during your initial start-up stage. It takes time to build a robust portfolio and establish a reputation in the market. However, choosing a brokerage with an established reputation breaks down barriers.

However, the most successful Camp Hill REALTOR® understands perseverance. You must invest upfront to be paid dividends in the long run. At Century 21 Realty Services, you’re part of a supportive network that understands this dynamic, providing guidance and resources to help you build your business.

Real Estate Career Success is Inside You

Entering the real estate market is a significant decision. It requires careful consideration of your skills and willingness to grow. If your strengths align with the above skills, a real estate career might be perfect for you. A career in this field offers lots of potential. You can have professional growth, financial success, and fulfillment. All this comes from helping clients find their dream homes or sell their properties. So, if you are ready to embrace the journey and become one of the best Camp Hill real estate agencies, remember that the key to success lies within you. Step confidently into your future as a Central PA REALTOR® and shape a rewarding career in real estate.

Agent Resources July 24, 2023

Looking for the Best Sponsoring Broker Near Me? Look No Further.

Answering the Best Sponsoring Broker Near Me Question

Choosing a sponsoring broker is a critical decision for any aspiring real estate agent, new or experienced. You want a broker that provides unparalleled resources and a supportive network of professionals. So, if you’re asking, “What’s the best sponsoring broker near me?” you will have lots of questions for your brokerage. We cover many of these in a separate blog post, 21 Questions to Ask, but before you even get to the interview process you should research your brokerage. You will want to understand their tools, resources, and personality while spending time on interviews and calls. The depth of tools, resources, training, and personality is exactly why Century 21 Realty Services should be at the top of that interview list for ambitious realtors.

Unmatched Tracking Tools

To start there’s the C21 Tracker. This is an invaluable tool that helps agents satisfy clients and grow their referral network. Also, it aids in organizing and tracking client interactions. When using this tool, it ensures a smooth journey from initial contact to the closing table.

State-of-the-art Technology Solutions

At Century 21, they understand the critical role of technology in today’s real estate landscape. We provide our agents access to MoxiWorks CRM, an industry-leading client relationship management system. The MoxiWorks platform allows agents to save time and effort. It manages your database efficiently, streamlines your workflow, and ultimately closes more deals.

Unrivaled Social Media Resources

In today’s digital world, social media is a must-have tool for any real estate agent. As always, Century 21 Realty Services goes above and beyond with social media support. The CENTURY 21® Brand Studio℠ allows our realtors to create customizable, eye-catching social content quickly. In addition, we are constantly growing our brand. This brand growth helps our agents quickly gain trust with buyers and build a better referral network.

Moreover, with SocialAdEngine℠, agents can effectively promote their listings online. By using the SocialAdEngine℠ you can extend your reach and create more opportunities to connect with potential buyers and sellers.

Top-Tier Team

The team at Century 21 Realty Services always gives 121%. This means going the extra mile for clients. However, it also means helping each team member. We support each other through the ups and downs of the real estate market which is why our agents love being part of our team.

Global Support Network

Workplace by Facebook® provides Century 21 agents the chance to connect with other realtors in our local Camp Hill, PA area or across the world. This global network serves as a fantastic resource. It provides opportunities to share knowledge, discuss strategies, and collaborate on real estate matters. This wide network also provides a broader insight into what is happening in the real estate market. Which can help you and your clients make the best possible decisions.

Unique Property Sites and Educational Resources

Every commercial and residential listing you have with Century 21 gets its own unique website. This offering is proprietary to CENTURY 21®. This professional online presence greatly enhances listing visibility. It also provides a streamlined platform for showcasing properties and generating leads.

Also, Century 21’s comprehensive education program, C21 University®, offers various levels of education and certifications to help agents take their businesses to new heights. With courses available to suit all levels of expertise. This tool is perfect for both personal and professional growth.

Take the Self Assessment

Still not sure if Century 21 is right for you? Take our online 10-minute Real Estate Simulator Personality Assessment. The assessment allows you to gauge if Century 21 is a good fit for you. Also, it covers our core values to help you understand what we stand for and the expectations we hold all agents to.

Is Century 21 Realty Services the Best Sponsoring Brokerage for You?

As you go about your Google searches for “best sponsoring broker near me,” we hope that Century 21 Realty Services ticks all the boxes. With a wealth of resources, including advanced tech tools, social media support, a global community, and ongoing education, C21 is an excellent choice for anyone looking to start or further their real estate career. With Century 21, your real estate aspirations can truly become a reality.

Agent Resources June 30, 2023

Looking for a Sponsoring Broker in PA? Ask these 21 Questions

Finding a sponsoring broker, as a budding real estate agent in Pennsylvania, is one of the most crucial steps. The right broker can significantly influence your career trajectory, offering mentorship, industry guidance, and a beneficial professional relationship. Here are 21 vital questions to ponder when seeking an ideal broker sponsorship:

   Fees and Payment

  1. What are your fees? Understanding the fee structure is crucial. Century 21 prides itself on its transparent and competitive rates, ensuring excellent value for investment.
  2. Are there franchise, office, or desk fees? Beyond standard fees, some brokerages may charge additional costs, an important aspect to remember while finding your sponsoring broker.
  3. How frequently do commission splits change? Regular reviews of commission splits can potentially enhance earnings as you gain experience.
  4. What is the split commission? Understanding the commission split is key to understanding how much you earn per deal. Bringing up this topic early while searching for a place to hang your real estate license can be difficult. However, having tough conversations with your future sponsoring brokerage now can save both parties precious time.

    Sponsoring Broker Culture

  5. What is the brokerage culture like? The firm fosters a culture that values growth, collaboration, and shared success, a critical aspect when choosing your sponsoring broker.
  6. Is there a mentorship program? Mentorship can offer valuable insights, especially when you’re just starting. However, these programs are always crucial. As you grow and mature in your role mentorship can continue to help you improve.
  7. What are the opportunities for advancement? This is a crucial question to consider when you are looking to grow your career.
  8. How do you handle conflict resolution? A reliable conflict resolution process in place at your broker can provide reassurance. Sometimes things go awry. Having a resolution plan can get life back on track painlessly and swiftly.
  9. What are the expectations for new agents? Understanding your brokerage’s expectations can streamline your onboarding process. It also allows you to understand what the brokerage values and the level of training provided.
  10. What is your policy on working remotely? Depending on your needs, the ability to work remotely is an important consideration when choosing your sponsoring broker.
  11. What is the company’s vision and how do I fit into it? Aligning your personal career goals with the company’s vision is essential when seeking a broker sponsorship. If you want to grow your career, you will want a brokerage looking to do the same.

    Support & Resources

  12. What kind of training programs do you offer? Comprehensive training programs are essential for agents at every career stage. Century 21 provides step-by-step coaching for new agents and advanced classes for seasoned professionals. In addition, Century21 provides Century 21 University with ongoing training and support.
  13. Who will I get support from, and when are they available? Consistent and reliable support is a hallmark of a successful real estate brokerage. Ensuring someone is always available to guide you through challenges.
  14. Do you offer lead generation support? Brokerages can support agents with lead generation, offering advanced tools, and techniques to attract potential clients.
  15. What technology tools are provided? Embracing technology for real estate can make agents more efficient and effective. At Century 21 Realty Services, we provide agents with proprietary tools. Some of which is a CRM platform for managing client relationships and advanced analytics software for monitoring market trends. This is one of the many reasons real estate agents love Century 21.
  16. How often are sales meetings and training sessions held? Regular meetings can keep you updated on market trends, which is significant when you’re searching for a sponsoring broker.
  17. What kind of administrative support do you offer? Administrative support can free up your time for client relations and prospecting. There is a lot of paperwork in real estate deals. A brokerage that helps take some of that off your hand can make a huge difference.
  18. What legal support do you provide? Legal support can help you navigate the complexities of real estate. A brokerage team that has real estate sales and legal experience can help streamline closing and potential problems. Ultimately, making your life easier and allowing you to close more deals.

    Marketing & Brokerage Reputation

     

  19. What marketing resources do you provide? The company should offer a range of marketing resources, from personalized web pages, advertising templates, and social media postings to boost your personal and company brand recognition.
  20. What kind of reputation does the brokerage have? The brokerage’s reputation can significantly impact potential clients’ trust. Choosing a brokerage and real estate company with a high reputation opens doors for you and leads to easier and more plentiful sales.
  21. How large is your network? A broad network offers a wider range of experiences and opportunities. Don’t only consider the brokerage’s client base. Also take into account their networks of supporters like their closing and title companies, photography, marketing companies, and others that lead to success.

Finding the right broker sponsorship can profoundly shape your real estate career trajectory. Consider these 21 questions to ensure you’re making an informed decision, and remember that companies like Century 21 Realty Services offer a comprehensive support system, training, and technological tools to foster agents’ success in Central Pennsylvania.

Agent Resources June 1, 2023

Best Real Estate Agency in Camp Hill?

When it comes to buying a home, you need a trusted real estate broker to guide you through the process. Among the list of top real estate agencies in Camp Hill are Century 21 Realty Services, Coldwell Banker, eXp Realty, and Re/Max. We offer keys to consider when looking for the top real estate agency in Camp Hill and what makes them different, and finally, we dive deeper into what makes the best real estate brokerage stand out.

Three Critical Factors to Consider When Shopping for a Real Estate Agency

Before diving into the top agency in Central Pennsylvania real estate, it’s essential to understand what factors you should consider when shopping for a real estate agency. Three critical factors will significantly impact your experience and the success of your home-buying journey: customer service, response time, and agent knowledge.

Customer Service: More Than Just a Transaction

When considering a real estate agency, always account for the level of customer service they offer. Buying a home is a significant decision, and the process can be complex and emotional. You need an agency that sees you as more than just a transaction. They should be ready to guide you, listen to your needs, and work tirelessly to ensure your home-buying experience is as smooth and satisfying as possible.

Response Time: Swift and Efficient Communication

In the real estate market, opportunities can arise (and disappear) rapidly. So, having an agency that offers swift and efficient communication is paramount. An excellent real estate agency will be responsive. They also provide timely updates and are readily available to answer your questions or concerns. A delay in response could mean missing out on the perfect home.

Agent Knowledge: Understanding the Market and the Process

The knowledge and expertise of your real estate agent play a critical role in the home-buying process. They should have a deep understanding of the local market, property laws, and the process of buying a home. They should be able to provide you with accurate information, offer helpful advice, and answer your questions confidently.

These three factors—customer service, response time, and agent knowledge—lay the foundation for a successful home-buying experience.

Top Real Estate Agencies in Camp Hill Area

Below are the top 4 real estate agencies in Camp Hill, but there are many more. If you need to find a full list of realtors, head to the Greater Harrisburg Realtor Association.

Century 21: A Blend of Experience and Innovation

Century 21 Realty Services blends knowledge in the Central Pennsylvania real estate market with innovative technology. Their team of experienced and knowledgeable agents continually provides up-to-date information and advice, ensuring their clients make informed decisions about buying or selling. Century 21 Realty Services also has agents from all backgrounds and expertise ensuring no matter what your home buying or selling needs are they have you covered.

Coldwell Banker: A Seasoned Competitor

Coldwell Banker has a rich history and solid reputation, particularly when buying luxury homes. However, they tend to cater more to the high-end market. This potentially leaves budget-conscious buyers with fewer options.

eXp Realty: A Cloud-Based Contender

eXp Realty, a cloud-based real estate agency, offers a unique and modern approach. While their innovative platform can simplify transactions, the absence of physical offices in Camp Hill can limit the local insights and personal touch that others can provide.

Re/Max: International Reach

Re/Max is known for its international reach and vast agent network. While this can be advantageous in many scenarios, it can also result in less emphasis on local market expertise. Buyers looking for a hyper-local focus may not find Re/Max as effective.

Why is Century 21 the Superior Real Estate Agency?

Exceptional Service, Superior Results

Navigating the Camp Hill real estate market requires a partner that understands your needs, the local market, and the evolving dynamics of the real estate industry. Century 21 Realty Services, with its stellar reputation and commitment to client satisfaction, undeniably holds the title of the top agency to buy a home from in Central Pennsylvania.

Trust Century 21 Realty Services for your real estate needs and experience the difference that expertise, innovation, and a client-first approach can make in your home-buying journey.

The Century 21 Difference: Relentless Pursuit, Learning, and Concierge-Level Service

One key factor that positions Century 21 Realty Services as the top real estate agency in Camp Hill is the remarkable ethos that defines their agents.

Century 21 Agents: Relentless in Pursuit of Excellence

Century 21 agents embody a spirit of relentless pursuit. They are not content with merely meeting expectations; they strive to exceed them. Our agents stop at nothing to ensure that clients’ needs are met. This often means going above and beyond the call of duty. Their unrelenting determination and profound knowledge of the real estate market make them dependable allies in your pursuit of buying or selling a home. These factors lead to both clients and real estate agents loving Century 21 Realty Services.

Committed to Learning and Self-Improvement

At Century 21 Realty Services, our agents believe in the power of continuous learning and self-improvement. They stay abreast of industry trends, legal changes, and market shifts to ensure they can provide their clients with the most relevant and accurate advice. Furthermore, Century 21 continually invests in agents’ professional development, honing their negotiation skills, expanding their understanding of property valuation, and deepening their local market expertise.

Concierge-Level Service: A Top Priority

Perhaps the most distinguishing factor of Century 21 Realty Services is the commitment to providing a concierge level of service. Century 21 understands that buying a home in Camp Hill, Harrisburg, or York isn’t just about the transaction – it’s about the journey. From the moment you express interest in buying a home, through property tours, negotiations, closing, and even post-sale support, Century 21 agents stand by your side. They offer guidance, support, and personalized service that is unmatched and help you avoid many pitfalls.

Century 21 agents see themselves as more than just real estate agents – they are your guides, your advocates, and your partners. They’re there to turn what can be a stressful and complex process into an exciting and rewarding experience.

Century 21 Realty Services: The Undisputed Best Real Estate Agency in Camp Hill

Century 21 Realty Services stands as the top real estate agency in Camp Hill. Their relentless pursuit of excellence, commitment to continuous learning and improvement, and unwavering dedication to providing concierge-level service make them the ideal choice for anyone looking to buy a home in Central Pennsylvania. So, entrust your home-buying journey to Century 21 Realty Services, and experience the exceptional difference firsthand.

Home Buying Tips May 29, 2023

Home Buying Process Overview

Understanding and planning are critical elements in simplifying the process of home buying. By planning, you can anticipate requests from lenders, attorneys, and a variety of professionals, and find valuable shortcuts in the home-buying process. Here, we’ll walk you through 9 steps. This includes finding the right REALTOR® in Central Pennsylvania, making an offer, and closing the deal.

9 Steps to Buying a Home

Step 1: Partner with a Realtor®

The first step in home buying is to find an experienced REALTOR®. Buying and selling real estate can be complex. While it might seem easy to find the right home at the right price by checking local picture books or online sites. However, it’s a different story when you delve into the intricacies of forms, financing, inspections, and negotiating. Century 21 Realty Services, as your local REALTOR® , can navigate these complexities with ease. Our REALTORS® are well-versed with the Central Pennsylvania community and beyond, providing you with the expert guidance you need.

Step 2: Secure Loan Pre-approval

As you move forward with home buying, getting preapproved for a loan is crucial. “Preapproval” means you have met with a loan officer, your credit files have been reviewed and the loan officer believes you can readily qualify for a given loan amount with one or more specific mortgage programs. Based on this information, the lender will provide a preapproval letter, which shows your borrowing power. You can visit as many lenders as you like and get several preapprovals. However, keep in mind that each one carries with it a new credit check, which will show up on future credit reports.

Real estate financing is available from numerous sources, including lenders in the finance section of Homestore.com, mortgage companies that have worked with local REALTORS® and in some cases, individual REALTORS® themselves. Based on his or her experience, your REALTOR® can provide suggestions for local lenders with a history of competitive programs and reliable rates. One of our top lending partners is Rob Frey who handles many clients of ours.

Step 3: Shop Homes in Central Pennsylvania

Choosing a home goes beyond assessing bedrooms and bathrooms. Many factors play into the decision, such as pricing, location, size, amenities, and design. During your home buying journey, Century 21 Realty Services can help you prioritize your needs and envision your future requirements.

Each of us is different and so it’s important to list the features and benefits you want in a home. Consider such things as pricing, location, size, amenities (extras such as a pool or extra-large kitchen), and design (one floor or two, colonial or modern, etc.).

Next, it’s important to consider your priorities. If you can’t get a home at your price with all the features you want, then what features are most important? For instance, would you trade fewer bedrooms for a larger kitchen? A longer commute for a bigger lot and lower cost?

Lastly, consider your needs in several years. If you’ll need a larger home, maybe now is the time to buy a bigger house rather than moving or expanding in the future.

Step 4: Choosing Your Dream Home

As a buyer, here’s what actually happens. A home has been placed on the market for which the seller has established an asking price as well as other terms. In effect, this is an offer. At this point, you have three choices: accept the seller’s offer and create a contract; reject it and not make an offer; or suggest different terms and make a counteroffer. If you choose this last option, the seller may accept, reject or make a counter-offer.

No aspect of the home buying process is more complex, personal, or variable than bargaining between buyers and sellers. This is where Century 21 Realty Services shines, with our experienced REALTORS® negotiating the best deal for you in the Central Pennsylvania real estate market.

Step 5: Obtain Financing

Understanding mortgage options and costs is crucial in the home buying process. Century 21 Realty Services, with our network of trusted partners, can guide you through thousands of loan options available to you.

There are thousands of loans available out there from a variety of lenders. However, in general, the mortgage you choose will likely be determined by at least several key factors:

  • How much down payment?
  • How’s your credit?
  • Are you a first-time buyer?

To obtain a loan you must complete a written loan application and provide supporting documentation. Specific documents include recent pay stubs, rental checks, and tax returns for the past two or three years if you are self-employed. During the prequalification procedure, the loan officer will describe the type of paperwork required.

Step 6: Make an Offer

Making an offer in the home buying process involves more than just the price; it also considers terms and conditions. Our expert REALTORS® at Century 21 Realty Services can guide you through making the best offer based on the current Central Pennsylvania real estate market.

How much do you offer?

You sometimes hear that the amount of your offer should be X percent below the seller’s asking price or Y percent less than you’re really willing to pay. In practice, the offer depends on the basic laws of supply and demand. If many buyers are competing for homes, then sellers will likely get full-price offers and sometimes even more. If demand is weak, then offers below the asking price may be in order. Your REALTOR® can help you understand the unique market situation and make the best offer possible.

How do you make an offer?

In a typical situation, you will complete an offer that the REALTOR® will present to the owner and the owner’s representative. The owner, in turn, may accept the offer, reject it or make a counter-offer.

Because counter-offers are common (any change in an offer can be considered a “counter-offer”), it’s important for buyers to remain in close contact with REALTORS® during the negotiation process so that any proposed changes can be quickly reviewed.

How many inspections?

A number of inspections are common in residential realty transactions. They include checks for termites, surveys to determine boundaries, appraisals to determine the value for lenders, title reviews, and structural inspections.

Step 7: Secure Insurance

Home insurance is vital to protect your asset against unforeseen circumstances. Our REALTORS® at Century 21 Realty Services can guide you through the various forms of real estate insurance associated with home buying ensuring your new home is fully protected.

There are various forms of insurance associated with home ownership, including these major types:

Title Insurance

A one-time purchase at closing, title insurance protects owners in the event that title to the property is found to be invalid. We normally use Purity Abstract Company as our trusted partner.

Homeowners’ Insurance

Homeowners’ insurance provides fire, theft, and liability coverage.

Flood Insurance

Generally required in high-risk flood-prone areas, this insurance is issued by the federal government and provides as much as $250,000 in coverage for a single-family home plus $100,000 for contents.

Home Warranties

Home warranties With new homes, buyers want assurance that if something goes wrong after completion the builder will be there to make repairs.

Home warranties for existing homes are typically one-year service agreements the seller purchases. In the event of a covered defect or breakdown, the warranty firm will step in and make the repair or cover its cost

Step 8: The Closing Process

The closing process can be complex. With a Century 21 REALTOR®, you can rest assured that all necessary paperwork will be handled with precision and professionalism. The closing process, which can be known as “settlement” or “escrow,” is increasingly computerized and automated. In many cases, buyers and sellers don’t need to attend a specific event. Paperwork can be sent to the closing agent via overnight delivery.

What to expect?

Settlement is a brief process where all of the necessary paperwork needed to complete the transaction is signed. Closing is typically held in an office setting, sometimes with both buyer and seller at the same table, sometimes with each party completing their papers separately.

What do you need to do?

Before closing, buyers typically have a final opportunity to walk through the property to assure that its condition has not materially changed since the sale agreement was signed. At closing itself, all papers have been prepared by closing agents, title companies, lenders, and lawyers.

This paperwork reflects the sale agreement and allows all parties to the transaction to verify their interests. For instance, buyers get the title to the property, lenders have their loans recorded in the public records and state governments collect their transfer taxes

Step 9: The Move

Now that the home buying process is complete, it’s time to move into your new home! While it is understood that the sellers will leave the home “broom clean.” This expression does not mean “vacuumed” or “spotless.” Broom cleaning makes sense because it means the house is ready to be painted and cleaned. You can now make the home your own!

Your home, your money.

A home is usually the most significant single asset people possess. Hence, it’s crucial to protect and enjoy it. Despite the legalities, contracts, loans, and taxes associated with home buying, homeownership should be a joyful experience. Especially in the vibrant and beautiful region of Central Pennsylvania. With Century 21 Realty Services as your realtor, we will ensure your journey in home buying is as smooth as possible. Enjoy your new home!

P.S. If you are in need of a deeper dive into the home buying process read our article on Understanding the Process which covers more details regarding mortgages, pre-approval, and making an offer.

Home Selling Tips May 25, 2023

Navigating the Home Selling Process

The home selling process has grown significantly more complex over the years. Seller disclosure statements, intricate form agreements, and a slew of environmental concerns have all surfaced in the past decade, adding layers to the selling process.

The journey of selling your home typically commences several months prior to your property hitting the market. It’s critical to view your home from the perspective of a potential buyer, identifying what needs to be tidied, repaired, painted, or discarded.

Consider, if you were in the buyer’s shoes, what would appeal to you about this home? The ultimate goal of the home selling process is to present a property that is aesthetically pleasing, maximizes space, and draws in as many buyers as possible. All of this will thereby drive up demand.

The preliminary phase of getting ready not only involves making necessary repairs, painting, and other home improvements but also provides a good time to reflect on your motives for selling.

Selling Process Step 1: Hire a REALTOR®

Whether you’re a novice in the home selling process or an experienced seller, finding the best local REALTOR® is a critical step. There are several ways to go about this:

  • Leverage our “REALTOR® Agent Search” feature to find agents active in your community.
  • Seek recommendations from previous sellers.
  • Look out for REALTOR® signs in your locality.
  • Scour the classifieds into local newspapers and shopping publications.
  • Peruse listings in local real estate magazines.
  • Some sellers prefer to meet with one REALTOR®, while others may choose to consult with several. Regardless of your preference, there are key questions you’ll want to ask during the selling process.

Step 2: Determine the Price

Every sensible homeowner desires the best possible price and terms for their home. Various factors, including market conditions and interest rates, dictate what you can get for your home during the selling process. The aim is to secure the maximum price and optimal terms within the marketing timeframe of your home.

Every home carries a price—sometimes more than one. There’s the aspirational price of the owner, the value the buyer is willing to offer, and a mutual agreement point that could lead to a sale.

In the home selling process, several factors are crucial to determining home values:

  • Your home’s value is tied to local sale prices. The same property situated elsewhere might command a different value. Sale prices are governed by supply and demand.
  • The urgency of the seller can influence sale values. If a seller is in a hurry to sell, they may have less leverage in the marketplace. Buyers might assume that such a seller is willing to compromise on price for a quicker closing.

Since every transaction is unique, there is room for flexibility in the marketplace during the home-selling process. The extent of this flexibility is largely dependent on local conditions.

Step 3: Market Your Home

Every home is unique, and the real estate market is constantly fluctuating. Interest rates vary, and new buyers enter the market each day. Such dynamism necessitates Century 21 REALTORS® to design bespoke marketing plans for each home, aligned with the current selling process and market conditions. Our experienced REALTORS® base their marketing strategies on past transactions and ongoing market research.

The selling process with Century 21 can involve an array of marketing tactics. Once your home is listed, it will likely be swiftly entered into the local MLS (Multiple Listing Service) and featured on our property search page. In addition, Century 21 REALTORS® routinely employs direct mail marketing. In addition, they may use common tactics such as hosting open houses, broker access to the home via a lock box, and networking with both local and out-of-town brokers.

Century 21’s approach to marketing your home during the selling process entails five primary areas where our REALTORS® provide invaluable assistance:

  • Preparation
  • Pricing
  • Marketing
  • Negotiation
  • Closing

Open House

In the instance of an open house, a Century 21 REALTOR® typically advertises a specified open period (2-5 p.m. on Sunday, for example). During this window, the REALTOR® hosts the home while the owners are away. They provide literature, maintain a visitor log, answer questions, and gather feedback about the home, enabling follow-ups with potential buyers.

Step 4: Selling Your Home

Selling a home intertwines personal and business considerations, making it crucial to get it right. It requires meticulous preparation of your home, a keen understanding of the market, and awareness of the realistic alternatives available. Century 21 guides you through this process with the time-tested motto, “Be prepared.”

What constitutes an acceptable offer?

The ideal scenario for every seller is a queue of buyers at their front door, each with increasingly higher offers. Although this occasionally occurs, most markets strike a balance between the number of buyers and sellers. Several factors determine the acceptability of a buyer’s offer in the selling process:

  • Is the offer at or near the asking price? Is it above?
  • Has the buyer agreed to the asking price or something close?
  • What alternatives exist to the buyer’s offer?
  • Does the owner have sufficient time to wait for other offers?
  • What if no other offers come in?
  • What if multiple offers are received? Do you opt for the highest offer from a buyer with questionable finances who may not be able to close, or a slightly lower offer from a buyer with pre-approved financing?
  • In each instance, homeowners – with the support of Century 21 REALTORS® – will need to thoroughly review offers, consider market options, and decide if an offer is acceptable during the selling process.

What is a Counter-Offer?

Understanding a Counter-Offer in the Home Selling Process with Century 21 Realty Services
A counter-offer is simply a new offer. Just as the buyer had options in response to the owner’s original price and terms, the seller can now choose to accept the offer, decline the offer, or make a new counter-offer.

Offers and counter-offers are part of the back-and-forth activity of the marketplace when selling a home. It’s an efficient and practical process, yet it can include intricate clauses and hidden costs. The Century 21 Realty Services REALTOR® who lists your home can explain the local bargaining process in detail and assist in the actual negotiations.

Negotiating should be seen as a natural business process; buyers should be treated with respect; and homeowners should never lose sight of their best interests or their baseline transaction requirements. These are the standards unique to each homeowner, which must be met before the home can be sold.

Step 5: Closing the Deal with Century 21 Realty Services

What happens during closing? Closing, also known as “settlement” or “escrow” in some areas, is essentially a meeting where the closing agent collects money from the buyers, pays the owner, and ensures that the purchaser’s title is properly recorded in local records along with any mortgage liens.

The closing agent reviews the sale agreement to determine what payments and credits the owner should receive and what amounts are due from the buyer. The closing agent also ensures that certain transaction costs are paid (taxes and title searches).

How do you prepare to sell your home?

It’s crucial to examine the sale agreement and review your obligations. For instance, if you have agreed to paint a room, such work must be completed before closing. Your Century 21 Realtor can discuss your agreement and the steps to be taken.

Step 6: Moving After Selling a Home

Even the smallest home contains a significant amount of furniture, clothes, kitchen equipment, pictures, and other items. For a short move, it may be worthwhile to transport smaller goods by yourself, but larger items will likely require a professional mover.

It’s best to dispose of excess furniture and other items by having a sale before you move. This reduces the volume of goods to be moved and lowers moving costs. Unwanted furniture which can’t be sold can often be donated to charitable groups, many of which will come to your home to pick up donations.

How do you plan a move?

The time to plan your move begins once you’ve decided to sell your home. Some of the activities required to sell the home can help with the moving process. For example, cleaning out closets, basements, and attics means there will be less to do once the home is under contract.

Choosing the Right Movers After Selling a Home

There are a number of factors to consider when choosing movers. Money is one issue: You’ll want to spend as little as possible, but choosing only on the basis of cost can be a mistake. Movers must have the right equipment, training, and experience to do a good job. A mover should be able to provide recent references for home sellers with a similar volume of goods to transport. Always confirm mover credentials. Movers should be licensed and bonded as required in your state, and employees should have workman’s comp insurance.

Get a checklist

Moving is a big job, and checklists can make it more organized and easier. Here are some of the major items to consider:

  • Money. If you’re moving more than a few miles, ensure you have enough cash or credit to cover travel, food, transportation, and lodging.
  • Number boxes so that all items can be counted on arrival. Make a list of boxes by number and indicate their contents.
  • If moving with children, ensure that each has a favorite toy or toys, blankets, games, music, and other goods.
  • Moving historic, breakable, or valued items? Such goods routinely require special handling and packaging.
  • Have address books readily available in case you need help.
  • If you have a laptop computer with a modem, make it accessible during your trip to pick up business and personal e-mail.
  • Medicine. Keep medicines and related prescriptions in a place where they will be available during the move.
Home Selling Tips May 18, 2023

When is the Best Time to Sell A Home?

Are you considering selling your home but unsure of when the best time is to do so? Selling a home can be a daunting task. However, with the help of a trusted realtor, such as Century 21 Realty Services, you can ensure a successful and stress-free transaction. In this blog post, we explore the best times to sell a home, and how a realtor can benefit you throughout the selling process.

When to Sell a Home

The first question to consider when selling a home is, when is the best time to put it on the market? The answer to this question depends on various factors, including the current state of the housing market, local market trends, and personal circumstances.

Housing Market

One key factor to consider is the current state of the housing market. If the market is hot, with high demand and low inventory, it may be a good time to sell. In a hot market, homes tend to sell quickly and for a higher price, giving sellers an advantage. On the other hand, if the market is slow. it may be best to hold off on selling until the market picks up.

Your Selling Situation

Personal circumstances should also be taken into account when deciding when to sell. For example, if you have a new job offer in another city, it may be best to sell as soon as possible. On the other hand, if you’re not in a rush to sell. You can afford to wait for the right offer, you may want to hold off until the market is more favorable. Your real estate agent will be able to guide you through your situation.

Seasonal Trends

One of the most significant factors that can impact the best time to sell a home is seasonal trends. According to the National Association of Realtors, summer is when the price of selling a home is generally at its highest. The warmer weather and longer days make it easier for potential buyers to view properties, and many families want to move before the start of the school year.

However, this trend can vary depending on the local housing market. In some areas, fall may be a good time to sell due to cooler temperatures and fewer competing listings.

Local Trends

Another factor to consider is local market trends. Housing markets can vary greatly from region to region, so it’s important to work with a realtor who is knowledgeable about the local market. They can provide valuable insights into market trends, such as which neighborhoods are in high demand, what types of properties are selling quickly, and what price ranges are popular.

Market Conditions

Another factor that can impact the best time to sell a home is market conditions. A hot housing market with high demand and low inventory can be an advantageous time to sell a home. In this type of market, homes tend to sell quickly, and you may be able to get a higher price for your property.

Conversely, a slow market with low demand and high inventory can make it more challenging to sell your home. You may need to price your home more competitively or consider making updates to improve its appeal to potential buyers.

No matter when you decide to sell your home, working with a trusted realtor can make the process much smoother and less stressful. A realtor can provide a wealth of knowledge and experience in navigating the selling process.

Why Sell a Home with a Realtor?

At Century 21 Realty Services, our team of experienced realtors is dedicated to providing exceptional service to our clients. We have a deep understanding of the local market and can help you make informed decisions throughout the selling process. Here are just a few of the ways working with a Century 21 realtor can benefit you when selling your home:

Sell your home at the correct price

 One of the most important factors in selling a home is pricing it correctly. A realtor can help you determine a fair and competitive price for your home based on market trends and comparable properties in the area.

Marketing your home effectively

In today’s digital age, marketing your home effectively is key to attracting potential buyers. A Century 21 realtor can utilize a variety of marketing techniques, such as a network of listings, virtual tours, and online advertising, to showcase your home to a large audience.

Negotiate with potential buyers

Negotiating with potential buyers can be a tricky process. However, working with a realtor can help ensure you get the best possible deal. They can handle negotiations on your behalf, making sure you’re comfortable with the terms and conditions of the sale. Much like when a realtor works with a buyer, the realtor will always have their client in mind.

Providing valuable insights and advice

Throughout the selling process, a realtor can provide valuable insights and advice based on their experience in the industry. Your realtor can help you navigate any challenges that may arise, answer any questions you have, and provide guidance on the next steps.

Reduced Time and Stress

working with a realtor can also save you time and reduce stress throughout the selling process. Your realtor also handles many administrative tasks involved in selling a home. They will schedule showings and open houses, review offers, and coordinate with other parties involved in selling your home.

Your realtor can help you navigate these many variables and provide valuable insights into the best course of action for your specific situation.

In conclusion, the best time to sell a home depends on various factors, including seasonal trends, market conditions, and personal circumstances. Working with a trusted realtor, such as Century 21 Realty Services, can help you navigate these factors and ensure a successful and stress-free transaction. Our team of experienced realtors has a deep understanding of the local housing market and can provide valuable insights and guidance throughout the selling process. Contact us today to learn more about how we can help you sell your home.

Home Buying Tips May 3, 2023

5 Mistakes Buyers Make When Purchasing a Home

Purchasing a home is a major decision that requires careful planning and consideration. Purchasing a home is often the most significant financial investment a person will make in their lifetime. Avoiding any mistakes can save a buyer a lot of money and cause unnecessary stress.

In this article, we will cover tips on how to avoid five mistakes that buyers make when purchasing a home. If you’re looking to purchase a home in Central Pennsylvania, keep reading to ensure that you don’t make these common mistakes.

Mistake #1: Not getting pre-approved for a mortgage

One of the biggest mistakes that buyers make when purchasing a home is not getting pre-approved for a mortgage. Getting pre-approved for a mortgage is essential because it helps buyers understand what they can afford. Without pre-approval from a lender, you may waste time looking at homes outside of your budget. This can be a frustrating and disappointing experience. 

In addition, pre-approval takes time. In this fast-paced housing market houses receive offers quickly. Without a pre-approval, you will have to wait to make an offer. This can lead to missing out on a dream house because the seller accepted an offer before the pre-approval process is complete.

To avoid this mistake, it’s essential to get pre-approved for a mortgage before starting the home search process. A pre-approval provides an idea of how much financing a home buyer can qualify for.

Mistake #2: Purchasing a Home without a Realtor

Another common mistake that buyers make is not working with a realtor or real estate agent. While it’s tempting to try and navigate the home-buying process on your own, it can be incredibly challenging and time-consuming. A top real estate agent can provide valuable insights and advice on the local market, and help you find properties that meet your needs and budget. A realtor and guide you through the entire home-buying process.

What’s the difference between a realtor and a real estate agent?

A real estate agent is a licensed professional that can assist home buyers and sellers. A realtor is also a real estate agent but is held to a code of ethics. This code of ethics ensures that all transactions are safe and follow all laws. This is why all agents at Century 21 Realty Services are required to be realtors.

Working with a realtor can help you avoid costly mistakes. A realtor can help you from not overpaying for a property or buying a home with hidden issues. Real estate agents have experience negotiating deals and can help you get the best price for the home you want. If you’re looking to purchase a home in Central Pennsylvania, work with a real estate agent who knows the local market and can help you find the right property for your needs. 

Mistake #3: Not considering all of the costs associated with homeownership

Buying a home involves more than just the cost of the property. There are several additional costs that buyers need to consider, such as closing costs, property taxes, homeowners insurance, and maintenance costs. Not factoring in these additional costs can cause financial stress and make homeownership less affordable than you initially thought.

To avoid this mistake, it’s essential to consider all of the costs associated with homeownership before making an offer on a property. This includes factoring in monthly expenses such as utilities, HOA fees, and property maintenance. It’s also essential to have an emergency fund set aside for unexpected expenses, such as a broken water heater or roof repair.

Mistake #4: Skipping the home inspection

A home inspection is a crucial part of the home-buying process. It allows buyers to identify any potential issues with the property and negotiate repairs or a lower price with the seller. Skipping a home inspection can be a costly mistake. It may lead to unexpected repairs or issues not visible during the initial walk-through.

To avoid this mistake, it’s essential to schedule a home inspection before finalizing the purchase of a home. A home inspector will evaluate the condition of the property and identify any potential issues that may require repair or replacement. This information can help buyers negotiate a lower price or ask the seller to make repairs before closing on the property.

Mistake #5: Falling in love with a home before doing your research

It’s easy to fall in love with a home based on its curb appeal or decorations. However, it’s essential to do research before making an offer on a property. Failing to research the home, the neighborhood, and the local real estate market can lead to costly mistakes and buyer’s remorse.

To avoid this mistake, do your due diligence before making an offer on a property. This includes the following:

  • Researching the neighborhood and its amenities
  • Checking the property’s history and any previous repairs or renovations
  • Comparing the property to other similar homes in the area
  • Know the school district
  • Proximity to public transportation
  • Future development plans in the area

In conclusion, buying a home is a significant investment that requires careful planning and consideration. Avoiding these common mistakes can help you make an intelligent and informed decision when purchasing a home in Central Pennsylvania. By getting pre-approved for a mortgage, working with a real estate agent, considering all of the costs associated with homeownership, scheduling a home inspection, and doing your research, you can avoid costly mistakes and make a smart investment in your future. If you’re looking to purchase a home in Central Pennsylvania, contact Century 21 Realty Services. We connect buyers with experienced realtors who guide you through the home-buying process and help you find the perfect property for your needs.

Home Selling Tips March 27, 2023

Top Tips for Selling Your Home

Selling a home can be a stressful and challenging process, but it doesn’t have to be. As a homeowner, you want to make sure you get the best possible deal while minimizing stress and maximizing efficiency. With the right guidance and support, you can successfully navigate the complexities of the real estate market and achieve a successful sale. In this article, we’ll share some top tips for selling your home, including advice on pricing, staging, marketing, and more. Whether you’re selling a house for the first time or are a seasoned seller, these tips from Century 21 Realty Services will help you maximize your chances of a successful sale.

Selling at the Right Price

One of the most important factors in selling your home is pricing it correctly. Setting a price that’s too high can turn off potential buyers and leave your home on the market for longer than necessary while setting a price that’s too low can leave you with less money than you deserve. At Century 21 Realty Services, we use a combination of market data, local knowledge, and experience to help you set the right price for your home. We’ll conduct a comparative market analysis (CMA) to determine the value of your property and help you price it competitively.

 A CMA is a comprehensive report that compares your home to similar properties in your area that have recently sold, are currently listed, or were taken off the market. This helps you understand the local market trends and set a competitive price for your home.

We also consider factors such as home condition and upgrades. Consider the overall condition of your home and any improvements or upgrades you have made. A well-maintained home with desirable features can command a higher price.

Stage Your Home for Success

Staging your home can be a highly effective way to increase your chances of a successful sale. By making your home more attractive and appealing to potential buyers, you can increase the number of showings and generate more interest. Our team at Century 21 Realty Services can help you stage your home for success, with recommendations on everything from decluttering and depersonalizing to landscaping and furniture placement. Highlighting your home’s best features and making it more inviting, you maximize your chances of a successful sale.

Use Professional Photography

In today’s digital age, it’s essential to use high-quality photography to showcase your home. Professional photos can make your home look more appealing and attract potential buyers. Your realtor may be able to help with this aspect or know someone who can.

At Century 21 Realty Services, we use the latest technology and professional photographers. We capture your home’s best features and showcase them in the best possible light. We’ll use a variety of techniques to make your home stand out and attract potential buyers. Reach out to one of our agents to learn more.

Sell to Your Network

Your personal and professional networks can be invaluable resources when selling your home. These options are often cheap or free to use. In addition, receiving a recommendation from a friend or family member can make selling your home easier and cheaper. Here are some ways to leverage your network:

  • Friends and Family: Inform friends, family, and coworkers about your intention to sell, and encourage them to share the information with their own networks. This helps create buzz and attract potential buyers.
  • Social Media: Share your listing on social media platforms such as Facebook, Instagram, and LinkedIn. This increases visibility and generates interest among your connections.
  • Local Community: Reach out to local community groups, clubs, and organizations to share your listing. This helps you connect with potential buyers who are already familiar with the neighborhood.

Work with an Experienced Realtor

Working with an experienced realtor is one of the best things you can do to increase your chances of a successful home sale. A skilled realtor can provide expert guidance on everything from pricing and marketing to negotiations and contracts. At Century 21 Realty Services, we have a team of experienced realtors who are dedicated to helping you achieve a successful sale. We’ll work with you every step of the way, providing personalized advice and support to ensure a smooth and stress-free selling process.

Realtor Difference

In Pennsylvania, both realtors and real estate agents are licensed professionals who assist individuals in buying, selling, and renting properties. However, there is a key distinction between the two. Realtors are members of the National Association of Realtors (NAR) and adhere to a strict code of ethics and professional standards that real estate agents are not required to follow. This code of ethics sets realtors apart. Both real estate agents and realtors can offer valuable services to buyers and sellers. However, working with a realtor provides an added layer of trust and assurance in the home-buying or selling process.

In conclusion, selling a home can be a complex and challenging process, but with the right guidance and support, it can also be a rewarding and profitable experience. By using these tips, you can increase your chances of a successful sale and achieve your goals as a home seller. Whether you’re looking to sell a house quickly or maximize your return on investment, we’re here to help. Contact us today to learn more about how we can assist you with all your real estate needs.